How Can You Claim for Motor Accidents? 7 Steps to Follow
How Can You Claim for Motor Accidents? 7 Steps to Follow
Motor accidents are unpredictable. One can really not trust anyone else when it comes to driving. It can take a few seconds to fall victim to a mistake that could have devastating consequences. It can hamper your life tremendously and affect the quality of your work. Once it happens it is important to know what to do and what questions may need to be answered in order to make your insurance claim.
To know what to do after any motor accident here are 8 steps to take to make sure you get the most that you deserve from a personal injury claim. You can’t always rely on insurance companies to be fair. So, it is necessary to contact a personal injury lawyer like Law Advice who can help you maximize your recovery if you’re injured or better defend yourself if you’re at fault. Bow . can you claim for motor accidents? 7 steps to follow.
1. Don’t say that you aren’t hurt and visit a Doctor
The shock of getting in an accident can give you an adrenaline rush, which distracts from any pain. As some injuries are not visible or it can be a matter of concussion, these types of injuries are not detected right away. It is important that you check in with a doctor after you’ve been in a car accident, regardless of the extent of your injuries. It can be used as evidence in court when you’re making a personal injury claim and will be able to collect the compensation you truly deserve. Every insurance claim is based on medical reports and treatment records from the doctor that treated you.
2. Take photographic evidence
After the immediate accident, It is also important to take pictures of the site, of road conditions, of the accident and the damages caused at the time of the accident. They play a significant role as evidence when you file for an insurance claim.
3. Gather witnesses and information about the accident
The most important part after the accident is to get names, address, and phone numbers of everyone involved in the accident. Note down the license plate number of all the vehicles involved. Even lookout for any witnesses during the accident it may be helpful during the cross questionnaire. So, to file a proper insurance claim gather this information:
a. Information about what happened (Date and Time of the Accident, Address of the accident, or approximate address)
b. Information about the driver and vehicle (Name, Address and Phone number of Driver, Vehicle Description, Vehicle registration, information, License plate number) and…
c. Information about the witnesses
4. Call your insurance company.
Contact your insurance company as and when the accident happens, don’t waste your time or else you will not be able to get accident benefits or file a claim. If the accident was your fault then there are some insurance policies that have an accident forgiveness clause, which means that your first collision will not affect your policy. Remember that you do not know the person you are dealing with, or what type of insurance does he has so stick to the facts to protect yourself and make sure you get well paid in your insurance claim.
5. Contact a personal injury lawyer.
In claiming accident cases it is best to consult an experienced attorney or a personal injury lawyer. They will guide you properly and fight for you for accident benefits or an accident settlement. You could also be eligible for different types of benefits depending on the situation and the conditions of the accident. Various types of claims are:
- Replacement benefits
- Caregiver benefits
- Non-earner benefits
- Medical benefits
Hiring a personal injury lawyer will help you and make sure you get what you deserve.
7. Read everything you sign when you’re making an injury claim.
Read all of the fine print and make sure there are no hidden claims or clauses in the documents. Be cautious and do not sign anything that claims you are not hurt or were at fault for the accident. Before signing any docs consult your personal injury lawyer so that it will not be misused against you in court.
Use Caution in Discussing the Incident
Don’t get into unwanted discussions and narrate everything in detail to anyone regarding the accident whether to your doctor, police or your insurance company. Don’t even speak to any other insurance company without the knowledge of your attorney. Never mistakenly admit any fault or liability about the accident.
Featured Photo by Matthew Henry on Unsplash
