Wallet vs Card Holder – Which Is Best for You?

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Wallet vs Card Holder – Which Is Best for You?

For centuries, wallets have been essential accessories for most adults, allowing us to carry money and necessary documents in a safe and secure place. But as times change, so do the options available to us, and we now have a plethora of different choices, including smaller yet more practical cardholders that can serve nearly the same purpose. 

Considering their similarities, you might have been wondering whether a wallet or a cardholder is the right option for you. So, here are some pros and cons of both, to help you make a better and more informed decision. Wallet vs cardholder – which is best for you?

The advantages of wallets

One of the most notable benefits of wallets is the fact that they allow you to carry most of your essentials with you in a safe and secure manner, whether it’s cash and cards or receipts and personal photos. What’s more, the concealed compartments that are available in most wallets will also give you an opportunity to carry around spare change for when the need arises.

In addition to these practical benefits, wallets can come in a wide variety of different types and styles, from sports wallets ideal for all forms of physical activity to leather bifold perfect for expressing your personal taste and style, which is why they might be such an everyday favourite.

The disadvantages of wallets

Unfortunately, the same aspects that give wallets these notable advantages might also represent their downsides. For instance, a larger number of compartments that allow you to carry more items also tend to create a bigger and bulkier look, making them unseemly in breast or pant pockets.

Similarly, wallets might also suffer from more wear and tear over time compared to cardholders. 

Due to their size, they’re often thrown in bags or sat on when carried in back pockets, leading to unappealing creases and scratches. This might be quite a big disadvantage for those who wish to save on their accessories, especially if they’ve previously invested in a costly leather wallet.

The advantages of cardholders

Cardholders, on the other hand, are incredibly slim and compact. This makes them quite a useful and versatile accessory that will never look too big and bulky, even when carried in a jacket or shirt pocket, thus automatically making cardholders that much easier to access as well.

What’s more, if you opt for a quality cardholder wallet that offers several slits and compartments, you might also be able to squeeze in a bit of cash, along with your essential cards. Additionally, their minimalistic design also means they are more durable, and won’t lose their shape whenever they’re sat on. This makes cardholders a very useful alternative both for minimalists who appreciate a simpler and sleeker look, as well as those who prefer practicality and ease of access when it comes to daily transactions.

The disadvantages of cardholders

Of course, cardholders have their own set of disadvantages as well. The smaller amount of compartments they offer makes it nearly impossible to carry any loose change or any other essential documents, which might present an issue for business people and frequent travellers.

The smaller size of cardholders also means that you won’t be able to carry quite as much cash as you would in a wallet if that is your preferred method of payment. Additionally, if you are someone who utilizes the benefits of membership and loyalty cards, a cardholder will work better as an addition to, rather than a replacement for a wallet.

Which is the best option for you?

When making the most appropriate choice between a wallet and a cardholder, it will all come down to your personal taste, as well as your lifestyle. For instance, if you prefer cash, and you need to carry essential documents with you more often, a wallet might be more appropriate for you.

If you value practicality and simplicity, on the other hand, keep in mind that those aspects can only be provided by a cardholder. Or, if you’d like to carry plenty of cards, as well as any cash or other necessities, you might even want to combine both for daily use.

Even though both wallets and cardholders can have their own set of pros and cons, either of them can be a great choice for an everyday accessory, as long as you take your own priorities into account.


Luke is a fitness and health blogger and a great fan of the gym and a healthy diet.

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